Our Financial Advisors Help People Retire With Confidence
Retire With Confidence
There are many financial advisors and financial planners you can choose, but very few who choose to put their clients' priorities before their own profits. We uphold Fiduciary principles to always put your interests first - ahead of our own and that of our firm and our employees. We believe that the best way to take care of us is to take the best care of you and your family.
To learn more about how we can help you retire with confidence, best protect your family's wealth from marketplace fluctuations, and always move forward in a way which aligns with your values, contact us today.
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Five Pillars of Client Care
Adaptive Advice, LLC is a Registered Investment Advisor committed to upholding a fiduciary standard of care.
Our Investment Advisor Representatives agree to the following:
We will always put our clients’ best interests first — ahead of our own and that of our firm and its employees. As defined by federal law, we will act as a fiduciary.
When selecting investments and/or investment strategies, we will act as the client's agent, seeking the best investments at the best prices at all times.
While neither we nor anyone can promise superior investment returns, we will provide impartial advice and act with skill, care, diligence and good judgment.
We will provide full and fair disclosure of all important facts, including our compensation from the providers of the products and services we offer, as well as all fees we pay to others on your behalf.
We will fully disclose and fairly manage any unavoidable conflicts in our clients’ favor.
CFP®, FINANCIAL PLANNER
As both a practicing financial advisor and the founder of a financial software company, Joe has been featured or quoted in several local and national publications including the Wall Street Journal, the Journal of Financial Planning, USA Today, MarketWatch, CBS MoneyWatch, Kiplingers, Money Magazine, and Accounting Today.
He has testified as an expert witness in court proceedings on Social Security and pension valuations, and delivered continuing professional education for other financial advisors, CPAs and attorneys.
Joe is a Certified Financial Planner™, licensed Investment Advisor Representative of Adaptive Advice, LLC and licensed insurance agent. He holds a Bachelor's degree with honors from the University of Nebraska Omaha.
In his spare time, Joe enjoys watching a ridiculous number of kids sports and school events with his wife and two children.Schedule a Meeting
Lauren has worked in the financial industry in various roles for over a decade. Prior to becoming a financial advisor in 2013, Lauren spent five years training financial advisors on appropriate use of long term care insurance and annuities. She has conducted several national speaking engagements for both advisors and their clients, and has been featured as a guest speaker on radio shows in Florida and Nebraska.
Over the past seven years, Lauren has presented more than one hundred seminars on the topics of Social Security Strategies, Retirement Income Planning, Tax-Efficient Retirement, and Long Term Care Planning at twelve libraries across Douglas County and Sarpy County.
Lauren is Certified in Long Term Care Planning, is a licensed Investment Advisor Representative of Adaptive Advice, and is a licensed insurance agent. Lauren holds a Bachelor's degree in Business Economics from California State University, Long Beach. Lauren competed four years for their Division 1 Women's Basketball Program and also played three years of professional basketball in Poland, Spain and Germany.
In her spare time, Lauren enjoys traveling, spending time outdoors and serving in her community.Schedule a Meeting
Tax-Efficient Retirement Income Planning
Most people don't get to retirement with a "nest-egg." Instead, it's more of a carton.
Deciding which eggs to break early in retirement and which eggs to save for later can make a big impact on how much you can spend, how much you pay in taxes, how long your money lasts, and how much you leave behind to people or causes you care about.
We'll help you evaluate your Social Security options, pension options, investment accounts, home equity, debt, and any insurance products you own to develop a cohesive, tax-efficient retirement income strategy.
Your investment strategy should be developed and managed based on how you plan to use the investments.
As you move into and through retirement, you will have a variety of goals, from family to entertainment to charity.
We'll help you determine what investment strategies are most likely to meet your goals, and which account types to hold them in to minimize risk and tax.
We'll monitor your investments for changes to your goals or to the economic and tax environment.
Risk Management and Insurance
Risk is personal.
More precisely, acceptable outcomes are personal.
You may be willing to sacrifice a goal, or cut a budget if markets don't perform, or if you or a loved one experiences a health event, but others would rather live more conservatively today in order to reduce the risk of lifestyle change later.
We can help you evaluate the risks you are willing to take, and understand the impacts and nuances of different risk-mitigation strategies, including insurance products.
Financial Planning fees start as low as $500 based on the complexity of a client's situation.
If you work with us to manage assets on your behalf, Financial Planning is included with no separate fee and the ongoing fee is billed based on the assets we manage for you:
For example, the total fee for ongoing financial planning and management of a household with total invested assets of $1,500,000 would be as follows:
Getting Started Is Easy
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Adaptive Advice, LLC
444 Regency Parkway Dr.
Omaha, NE 68114
ADAPTIVE ADVICE LLC IS A REGISTERED INVESTMENT ADVISER. INFORMATION PRESENTED IS FOR EDUCATONAL PURPOSES ONLY AND DOES NOT INTEND TO MAKE AN OFFER OR SOLICITATION FOR THE SALE OR PURCHASE OF ANY SPECIFIC SECURITIES, INVESTMENTS, OR INVESTMENT STRATEGIES. INVESTMENTS INVOLVE RISK AND UNLESS OTHERWISE STATED, ARE NOT GUARANTEED. BE SURE TO FIRST CONSULT WITH A QUALIFIED FINANCIAL ADVISER AND/OR TAX PROFESSIONAL BEFORE IMPLEMENTING ANY STRATEGY DISCUSSED HEREIN.
This communication is strictly intended for individuals residing in states where Adaptive Advice LLC is either registered or exempt from registration.